⭐⭐⭐⭐⭐ Trusted by Colorado-area homeowners · 150+ insulation projects completed
Comfortable Home Now, Comfortable Payments
A cold, drafty house costs you money every single month. Financing lets you fix the root cause today and pay for it in predictable installments often while your energy savings help carry the payment.
Why Finance
The cost of waiting is rarely zero
Every winter an under-insulated home leaks heat, your furnace works overtime, and your Xcel Energy bill reflects it. Financing turns a one-time expense into a manageable monthly payment so you stop the losses now rather than living with them another season.
Predictable payments
Fixed monthly installments make a whole-home insulation upgrade fit a real household budget no surprise lump sum.
Savings help pay it down
Lower energy bills, utility rebates, and tax credits can offset much of the payment you’re redirecting money you were already losing.
Do it right, once
Financing means you don’t have to phase the work or cut corners air sealing and insulation get done together, the way they perform best.
From estimate to easy payments in four steps
Free assessment & written price
We diagnose your home and give you a clear, itemized scope and price the foundation for any financing decision.
Review your options
We present financing plans from vetted lending partners, including low monthly-payment and promotional options where available.
Quick, no-obligation application
Apply in minutes and see your terms. Checking your options doesn’t commit you to anything.
We get to work
Approved plans let us schedule right away. You start enjoying a warmer, quieter, more efficient home while your savings kick in.
Stack The Savings
Financing + rebates + tax credits = lower real cost
The homeowners who get the best value treat these tools as a system. Finance the project so you can act now, then use your Xcel Energy rebate and federal tax credit to reduce the balance. The net cost of a properly insulated home is often far lower than the sticker price suggests.
Financing FAQs
Straight answers before you apply
Common questions about Financing, answered straight.
No. Financing partners offer a range of programs designed for different credit profiles, and many homeowners with average credit qualify comfortably. Applying is typically quick and, in most cases, uses a soft or standard check that you can complete before work begins. We’ll point you to the options so you can see your terms without obligation.
Financing spreads the cost into predictable monthly payments instead of one large bill. For many Front Range homeowners, the monthly payment is partly sometimes fully offset by the energy savings the new insulation produces, especially once utility rebates and tax credits are factored in. We’ll show you the full picture so you can compare cash versus monthly with real numbers.
Absolutely, and it’s often the smartest approach. You can finance the project to start saving on energy immediately, then apply your utility rebate up front and claim your federal tax credit at filing time. Many homeowners use those returns to pay down the financed balance. See our rebates page for what your project may qualify for.
Terms vary by lender, but many home-improvement financing programs allow you to pay the balance early without penalty which pairs perfectly with using a tax refund or rebate to knock down the principal. We’ll help you confirm the specific terms of any plan before you sign.
Typically the entire scope: attic insulation, air sealing, insulation removal, crawl space encapsulation, and related work can be bundled into one plan. Financing the complete job at once often makes the most sense, since air sealing and insulation work best when they’re done together.
Book a free assessment. Once you have a written scope and price, we’ll present the financing options that fit, and you can apply in minutes. There’s no cost or obligation to see your terms and no pressure from us either way.